Europe has quickly become the hotspot for fintech and e-commerce start-ups. Even though it’s home to the oldest banking systems in the world, Europe is surprisingly cutting edge when it comes to the new future of finance. Start-ups continue to pop up all over the region, creating new ways of making transactions, revealing new apps and working hard to simplify and streamline finance.

The following list includes 5 of Europe’s top fintech start-ups to keep an eye on in 2019:

Accountable (Belgium)

Based in Brussels, Accountable focuses on providing online accounting services for self-employed professionals. Their services are also used for sharing important data with professional accountants. The company was founded in 2017 and is led by CEO Nicolas Quarré.

Argent (UK)

London-based Argent offers a smart wallet for Ethereum. Its technology enables users to easily manage cryptocurrencies in a secure manner – with no transaction fees. The start-up describes itself as “the gateway to the decentralised web”. The company was founded by Itamar Lesuisse, Gerald Goldstein and Dr. Julien Niset in 2017.

Banked (UK)

This London fintech capitalises on the open banking movement. It promises consumers to seamlessly connect bank accounts to third-party applications via secure APIs and well-designed consent flows. The company was founded in 2017 by four friends: Brad Goodall (CEO), Neil Ambler, Patrick Cox and Ellen Fernandes.

Bidroom (Netherlands)

A Dutch membership-based online booking platform, Bidroom offers hotels and apartments at discounted room rates across the globe. A recent partnership with Visa last year is now helping the company expand its services into France. The start-up has grown rapidly since its launch in 2014 by Michael Ros and Casper Knieriem.

Cazoo (UK)

Cazoo allows its users to buy, rent or finance a pre-owned vehicle, and have that vehicle delivered in as little as 48 hours. If the customer is displeased with his or her purchase, the platform even allows free returns within the first seven days. Very successful entrepreneur, Alex Chesterman, is the mastermind behind the launch of this new company.

These are just the top five start-ups on a very long – and ever-growing list – of successful new businesses. Just a small ripple in the massive ocean of European innovation. On the other hand, with more and more businesses launching every day, it can be hard to find ways to stand out.

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Author Bio:Payment industry expert Taylor Cole is a passionate merchant account expert who understands the complicated world of accepting credit and debit cards at your business. His understanding of the industry and the cheapest merchant services UK has helped thousands of business owners save money and time.